---
title: "Products"
description: "Every financing product Funded Experts offers, compared."
url: "https://fundedexperts.com/products"
---

# Funded Experts products

Every financing product Funded Experts offers, side by side. Applying involves no credit check. A soft inquiry, which does not affect your credit score, is run only when you first accept an offer. Funded Experts never runs a hard pull.

| | Merchant Cash Advances | Term Loans | Lines of Credit | Consolidations | Cash Credit (CC) |
|---|---|---|---|---|---|
| Amount | $5K – $1M | $10K – $2M | Up to $250K | $25K – $750K | $50K – $750K |
| Time to fund | As fast as 24 hrs | 1 – 3 days | As fast as 24 hrs | 2 – 4 days | 3 – 5 days |
| Term length | 3 – 18 months | 6 – 60 months | Revolving | 6 – 36 months | 1 – 12 months |
| Repayment | % of daily sales | Fixed monthly | Pay as you draw | Single payment | Interest-only |
| Rate / cost | from 12% | from 6% | prime + 1.75% | Lower blended cost | from 10.5% |
| Best for | Seasonal businesses and high card-volume merchants | Planned investments like equipment or expansion | Managing cash flow gaps and unexpected costs | Businesses carrying two or more open positions | Day-to-day working capital and inventory |

## [Merchant Cash Advances](https://fundedexperts.com/products/mca.md)

Working Capital. An advance against your future sales. You get a lump sum today and repay it automatically as a small slice of each day's deposits, so payments rise and fall with your revenue.

## [Term Loans](https://fundedexperts.com/products/term-loans.md)

Fixed Financing. A classic term loan. You receive the full amount up front and pay it back in equal installments over a set number of months, so your cost is fixed and easy to budget around.

## [Lines of Credit](https://fundedexperts.com/products/lines-of-credit.md)

Flexible Capital. A revolving pool of capital you can tap whenever you need it. Draw any amount up to your limit, repay it, and draw again. You only pay interest on the balance you are actually using.

## [Consolidations](https://fundedexperts.com/products/consolidations.md)

Debt Restructuring. One new facility that pays off several existing advances or other financing. Instead of juggling multiple withdrawals, you make a single payment, usually at a lower combined cost.

## [Cash Credit (CC)](https://fundedexperts.com/products/cash-credit.md)

Revolving Facility. A running credit account secured against your business assets. Draw funds up to your sanctioned limit, repay, and draw again, paying interest only on the amount outstanding.

## Minimum requirements

- Credit score: 500, varies by product
- Monthly revenue: $5,000 in business bank deposits
- Time in business: 6 months

[Apply](https://fundedexperts.com/apply)