---
title: "Merchant Cash Advances"
description: "An advance against your future sales. You get a lump sum today and repay it automatically as a small slice of each day's deposits, so payments rise and fall with your revenue."
category: "Working Capital"
url: "https://fundedexperts.com/products/mca"
---

# Merchant Cash Advances

An advance against your future sales. You get a lump sum today and repay it automatically as a small slice of each day's deposits, so payments rise and fall with your revenue.

**Best for:** Seasonal businesses and high card-volume merchants

## Terms at a glance

| | |
|---|---|
| Funding Amount | $5K – $1M |
| Time to fund | As fast as 24 hrs |
| Term length | 3 – 18 months |
| Repayment | % of daily sales |
| Rate / cost | from 12% |

## Minimum requirements

- Credit score: 500
- Monthly revenue: $5k+
- Time in business: 6+ months

## Credit check

Applying involves no credit check. A soft inquiry, which does not affect your credit score, is run only when you first accept an offer. Funded Experts never runs a hard pull.

[Apply](https://fundedexperts.com/apply)