Restaurants

Working capital for restaurants, on your schedule.

A walk-in dies on a Friday. Patio season needs staff in April. We fund restaurants on daily sales so repayment is light on a slow Tuesday and you never wait weeks on a bank.

What we do for restaurants

  • Flexible repayment tied to daily revenue

    Repayments adjust with your daily sales, keeping cash flow manageable during slow seasons.

  • Fast capital for equipment & kitchen repairs

    Fix walk-in freezers, upgrade ovens, or remodel dining rooms without waiting weeks for bank approval.

  • Cover seasonal inventory & staffing spikes

    Stock up on inventory and hire seasonal staff before holiday rushes or summer patios open.

What to expect

Decision
Usually the same day
Funding
In as little as 24 hours
Credit check
None to apply; soft inquiry when you accept
Paperwork
Four months of bank statements
Minimum deposits
$5,000 a month
Time in business
6 months or more

8 out of 10 clients who were declined by a bank get funded with us.

Estimate funding for Restaurants

Adjust monthly deposits and credit to see a funding range and what each product would cost. Nothing is saved.

Monthly revenue

$

Credit score

Time in business

Industry

Restaurants funding questions

No. Our funding solutions evaluate overall monthly revenue and daily cash flow rather than relying solely on personal credit scores.
We only require a simple online application and your last 3–4 months of business bank statements.

Nearby industries we also fund

All industries

Restaurants funding, ready when you are.

Send four months of bank statements and an underwriter who knows your industry will call you back.

No credit check to apply. A soft inquiry only when you accept an offer, never a hard pull.

Brokers, ISOs, and investors

We work directly with partners who send us business or want to fund alongside us.

Become a partner

Not sure what you need?

Run a one-minute estimate or compare every product side by side.