Retail & E-Commerce

Working capital for retailers and online sellers, on your schedule.

Inventory has to be bought months before it sells. We fund retailers and online sellers on their sales history so you can take the volume discount now and repay as the season moves.

What we do for retailers

  • Bulk inventory purchasing discounts

    Secure supplier volume discounts by purchasing inventory early ahead of peak shopping seasons.

  • Revenue-aligned daily/weekly repayments

    Repayments automatically flex with seasonal highs and lows, so your cash flow stays protected.

  • Capital for marketing & store expansions

    Fund social media ad campaigns, website redesigns, or physical retail location rollouts.

  • Fast approval with minimal paperwork

    No tax returns or lengthy financials required for most funding amounts. Just recent bank statements.

What to expect

Decision
Usually the same day
Funding
In as little as 24 hours
Credit check
None to apply; soft inquiry when you accept
Paperwork
Four months of bank statements
Minimum deposits
$5,000 a month
Time in business
6 months or more

8 out of 10 clients who were declined by a bank get funded with us.

Estimate funding for Retail & E-Commerce

Adjust monthly deposits and credit to see a funding range and what each product would cost. Nothing is saved.

Monthly revenue

$

Credit score

Time in business

Industry

Retail & E-Commerce funding questions

Online brands, Shopify sellers, Amazon merchants, and physical retail stores with $5,000+ in monthly sales qualify.
We offer revenue-based financing where payments scale based on your actual sales volume, easing the burden during slow months.

Nearby industries we also fund

All industries

Retail & E-Commerce funding, ready when you are.

Send four months of bank statements and an underwriter who knows your industry will call you back.

No credit check to apply. A soft inquiry only when you accept an offer, never a hard pull.

Brokers, ISOs, and investors

We work directly with partners who send us business or want to fund alongside us.

Become a partner

Not sure what you need?

Run a one-minute estimate or compare every product side by side.